Your source for coverage interpretation and analysis

About Us 

Over 85 Years of Excellence

The Fire, Casualty, & Surety Bulletins (FC&S) service was started in 1929 by Edward J. Wolgemuth, founder of The National Underwriter Company. FC&S exists to this day as the premier property and casualty information service.

For more than 85 years, FC&S has provided objective information—particularly in the area of insurance policy interpretation—to all types of insurance professionals.

The complete print service is comprised of eight volumes: Fire & Marine, Personal Lines, Casualty & Surety, Umbrella, Directors & Officers Liability, Guide to Policies I and II, and Companies & Coverages.

In keeping with its goal of providing quality information that is easy to use, FC&S was one of the first to offer information in a computer-based format. The first electronic version was developed in 1989, followed by various electronic iterations throughout the 1990s.

The current FC&S Online permits subscribers to retrieve over 5,000 documents through a state-of-the-art content management system and graphical user interface. Today's FC&S Online brings information and analysis to the desktops of thousands of insurance professionals throughout the world.

FC&S Team

Managing Editor, FC&S Administration. Christine specializes in Homeowners and Personal Lines. Christine has experience in claims, underwriting, and training. Before joining FC&S, Christine worked as an Underwriting Supervisor for Maryland Auto Insurance Fund and as Senior Underwriter/Underwriter for companies Montgomery Mutual, Old American, Charter Group, and Nationwide.

Hannah E. Smith, JD: 3 YEARS OF INDUSTRY EXPERIENCE: FC&S Staff Writer. Hannah specializes in Commercial General Liability, Business Auto, and Personal Auto.

Karen L. Sorrell, CPCU: 20+ YEARS OF INDUSTRY EXPERIENCE: FC&S Editor. Karen specializes in Commercial Property and Business Income.

Emily Brunner: Editorial Assistant, FC&S. Emily assists the editors with production of FC&S and helps subscribers with general questions.

Ask the Experts 

Get answers directly from the experts behind FC&S. As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It's like having a personal staff of J.D.s and CPCUs on hand at all times.

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This publication is designed to provide accurate and authoritative information in regard to the subject matter covered. It is sold with the understanding that the publisher is not engaged in rendering legal, accounting or other professional service. If legal advice is required, the services of a competent professional person should be sought.

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